Have you read the Social Security online Retirement Planner? Just in case you don’t, I have tried to summarize their latest issue here. I think everyone dreams of a secure, comfortable retirement and now we’re living longer, healthier lives. But, if we don’t plan carefully, we may outlive our money. We can expect to spend more time in retirement than our parents did.
The Social Security Retirement Planner can help you now to prepare for that longer retirement. Quoting that site:
This planner provides detailed information about your Social Security retirement benefits under current law and points out things you may want to consider as you prepare for the future. If you are looking for information, you can:
- Find Your Retirement Age,
- Use our Retirement Estimator and our other benefit calculators to test different retirement ages or future earnings amounts,
- Learn about Social Security programs,
- Find out what happens if you work after you retire, and
- Learn how certain types of earnings and pensions can affect your earnings.
If you are already near retirement age, you can:
- Discover your retirement options,
- Get information about how members of your family may qualify for benefits,
- Find instructions on how to apply for benefits and what supporting documents you’ll need to furnish, and
- Apply for retirement benefits.
Reminder: You need to sign up for Medicare close to your 65th birthday, even if you will not be retired by that time. (If you are getting Social Security benefits when you turn 65, your Medicare Hospital Benefits start automatically.)
If you would like to research this more, refer to the SSA website: http://www.ssa.gov/retire2/.
Credit www.idoretirement.com.
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